Vanguard Claims Solutions has expanded its public adjusting services to South Carolina after being granted a state license, now representing property owners statewide, particularly in Charleston, Columbia, and Greenville, on insurance claims.
More information is available at https://www.vanguard-claims.net/service-areas/south-carolina
The service was rolled out against a backdrop of recurring flood and storm exposure, covering residential and commercial property owners to address hurricane and windstorm, water, roof, fire and smoke, and mold damage claims, the team explains.
The firm's process begins with a no-cost property inspection and policy review, followed by a documented damage report, and concludes with direct negotiation aimed at securing the full settlement a policy owes. They also reopen claims that were previously denied, delayed, or underpaid.
According to FEMA flood-event data reported by The Post and Courier, Charleston County recorded 150 flooding events between 1996 and 2019, the highest total of any county in South Carolina. In fact, Hurricane Hugo made landfall near Charleston in 1989 as a Category 4 storm and remains the region's benchmark wind-and-surge event. Hurricane Matthew followed in 2016 with widespread wind damage and coastal flooding, and Tropical Storm Irma's 2017 tidal surge caused extensive water-intrusion losses in downtown Charleston.
"South Carolina property owners generally have three years to file suit on a property insurance policy under S.C. Code Ann. § 15-3-530, though policy-specific notice and proof-of-loss deadlines are typically shorter and control how quickly a claim must be reported," explains the company representative. "Unlike Florida, South Carolina has no statutory roof-replacement or matching requirement; what a policy owes on a roof or repair depends on its own actual-cash-value and replacement-cost terms, making local policy review important for property owners in the state."
Additional details can be found at https://www.vanguard-claims.net/service-areas/charleston
The services are offered on contingency, meaning property owners pay nothing upfront and the firm is compensated only after a claim is resolved in their favor.
About Vanguard Claims Solutions
Vanguard Claims Solutions is licensed in Florida and South Carolina, with adjuster Andrew Pichardo holding FL Public Adjuster License #W493213 and SC Public Adjuster License #18873906.
Property owners in South Carolina seeking a complimentary inspection or claim review can contact Vanguard Claims Solutions at (305) 336-3302 or https://www.vanguard-claims.net/service-areas/columbia