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Zero-Fee Payment Model for US Businesses: Merchant Credit Card Processing Update

Zero-Fee Payment Model for US Businesses: Merchant Credit Card Processing Update

Better Payments Solutions has announced an update to its merchant credit card processing platform, expanding its zero-fee cash discount program across retail, service, online, and hybrid sales environments. The update integrates compliant cash discount functionality with existing payment infrastructure, the company says, designed to support smoother transaction workflows for US businesses managing rising processing costs.

More information is available at https://quicsuite.myclickfunnels.com/landing-page

The update comes as merchant processing costs continue to pressure businesses across the United States. According to data released by the Nilson Report in 2025, merchants paid an average of $1.57 in fees for every $100 spent across all card types, while Visa and Mastercard credit card rates reached approximately 2.35%. For small and medium-sized businesses operating on tighter margins, those recurring costs can steadily reduce capital available for staffing, inventory, and growth.

In response to these pressures, Better Payments Solutions has expanded its zero-fee cash discount program to help merchants restructure how processing expenses are handled at checkout. The company explains that the system integrates with existing point-of-sale (POS) infrastructure and supports in-store, online, and hybrid environments without requiring businesses to overhaul their current operations.

"Our goal is to give business owners more control over their payment processing costs without disrupting the customer experience," said Josh Felts, CEO of Better Payments Solutions. "By combining integrated payment technology with a compliant cash discount structure, merchants can retain more revenue while continuing to offer flexible payment options."

Under the model, customers paying with cash receive a discount at the point of sale, while the built-in processing adjustment on card transactions helps offset merchant processing expenses. The team at Better Payments Solutions notes that the setup is designed to remain compliant with card network guidelines while simplifying implementation for business owners.

The program includes onboarding assistance, POS consultation, staff training, and ongoing support. According to the company, merchants using the system have reported average annual savings of approximately $7,500, with some higher-volume businesses saving as much as $100,000 annually.

Business owners interested in learning more about the updated program can visit https://quicsuite.myclickfunnels.com/landing-page

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